Seven Steps to a Successful Seminar

By Joe Elsasser, CFP®, President

Many people are hungry for financial information they can trust. Financial seminars are a great tool to get in front of these people, but planning and executing a successful seminar can be a lot of work.

Covisum™ is dedicated to helping advisors and their clients create a shared vision for the future. We understand that it is easier for a client to stay on their current path, rather than create a new one. However, with the right plan, you can help prospective

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Posted in seminar

SmartRisk Tutorial  

Designed specifically for financial advisors, SmartRisk helps you set proper downside expectations with your clients. Join Marisa for a quick demonstration of the software. Learn more. 

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Posted in Risk, SmartRisk, Software Programs, portfolio risk, Drawdown analysis, Asset interaction

Portfolio risk: how much value is in the tails?

Investors know that time in the market is their friend. Stay in the market for a long period of time, and good things will happen, even in times of high volatility.

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Posted in Risk, SmartRisk, portfolio risk

How do you explain asset interaction to clients?

Ultimately, our goal is to build client relationships and help clients achieve their financial goals. Listen to our experts explain asset interaction in this short video clip from, "The Advisor & The Quant." 

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Posted in Risk, SmartRisk, portfolio risk, Asset interaction, Diversification, portfolio volatility, Hedged, Focused

Making heads or tails of tails

By Ron Piccinini, Ph.D., Director of Product Development

An investment’s failure or success is impacted by the worst and best trading days — more than you might imagine. Understand the true value of “tails.”

Investors know that time in the market is their friend. Stay in the market for a long period of time, and good things will happen, even in times of high volatility. A supporting statistic is often presented: if you miss the best days, your overall return will be dramatically lower.

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Posted in Risk, SmartRisk, Client reports, portfolio risk

SmartRisk terms revealed

Asset interaction. Drawdown analysis. Reward/risk ratio. Know the terms that will help you wow clients with SmartRisk.

SmartRisk™ doesn’t just deliver better risk estimation for your clients’ portfolios. It delivers it in a way that is easy for both you and your client to understand.

Learning just a few terms used in the software and its easy-to-read reports will help you interpret the calculations and explain them to clients — not just so they understand, but so they understand in a

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Posted in Risk, SmartRisk, Drawdown analysis, Asset interaction

How do you know a portfolio is diversified?

By Ron Piccinini, PhD

This is inspired by a true story. 

There was this fellow named Edmund. Edmund's high-priced education had taught him the virtues of diversification. His job as a banker paid him a nice sum of cash every month, plus bonus; he had bought a house, and his retirement account was comprised of a diversified mix of domestic and international stocks. On his office wall was hanging this quote from the Merchant of Venice: "My ventures are not in one bottom trusted, nor to one

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Posted in SmartRisk, portfolio risk, Asset interaction, Expected Tail Loss, Diversification, portfolio volatility, asset interaction index

The 5-minute triage: learn quickly if IRA deduction is double dipping

Contributed by Joe Elsasser, CFP®, President 

For many middle income people approaching retirement, a common question is whether to contribute to a traditional IRA or to a Roth IRA. Often, the rationale for contributing to the Roth or forgoing an IRA contribution altogether is that the client’s tax bracket in retirement is likely to be the same or potentially higher than it is now.  Unfortunately, this shortcut often misses the point. The client should be concerned less with the tax bracket

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Posted in Tax, Tax Clarity, Tax Map, IRA

Affilliate Program

Covisum’s affiliate program is a great way to earn commissions on qualifying software sales. It’s easy to join, plus, our high conversion rates help you maximize your earnings.

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Posted in Software Programs

Follow the Tax Map to find clients nontaxable income

Posted on July 26, 2017

Imagine showing a prospect how to harvest $11,000 IRA income with no tax. Or a client how to harvest $67,500 of capital gain with no tax. Our “Practical Uses for Tax Clarity” video shows how simple it is.

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Posted in Software Programs, Tax, Tax Clarity, Tax Map