--- title: | Lauren Laferla, Director of Communications (3) description: "Lauren is a content marketing enthusiast with a love for storytelling - on camera, in writing, and through others. She has a robust communications background that includes: public relations, content creation, internal communications, digital marketing, and copy editing. Driven and motivated, Lauren holds a bachelor's degree in English and is an avid reader. (3)" --- [Login](https://www.covisum.com/login-experience) | [Call: 402-235-4500](tel:1-402-235-4500) | [Contact Us](https://www.covisum.com/contact) ** [![covisum-logo](https://www.covisum.com/hs-fs/hubfs/covisum-logo.png?width=264&height=41&name=covisum-logo.png "covisum-logo")](https://www.covisum.com/) [![Start Your Free Trial](https://no-cache.hubspot.com/cta/default/2755909/b23743cd-d0df-4907-a66d-293b58ab1164.png)](https://cta-redirect.hubspot.com/cta/redirect/2755909/b23743cd-d0df-4907-a66d-293b58ab1164) [![Contact Us](https://no-cache.hubspot.com/cta/default/2755909/6c6d7fe7-e094-4fc0-9c82-d93d4ccbb532.png)](https://cta-redirect.hubspot.com/cta/redirect/2755909/6c6d7fe7-e094-4fc0-9c82-d93d4ccbb532) # Press Browse by topic All Topics In The News Social Security Tax Fintech benefit cuts COLA Marketing retirement widow benefit Risk 401(k) Biden CARESAct IRS Income Planning Roth Trustees report investing Subscribe to our news ![ThinkAdvisor: How to Help Married Couples Maximize Social Security](https://www.covisum.com/hubfs/elaine-alex-Gz2z50UQt2Q-unsplash.jpg) #### In The News ### [ThinkAdvisor: How to Help Married Couples Maximize Social Security](https://www.covisum.com/press/thinkadvisor-how-to-help-married-couples-maximize-social-security) on November 17, 2021 | By [Lauren Laferla, Director of Communications](https://www.covisum.com/press/author/lauren-laferla-pr-content-marketing-manager) Married couples with two different Social Security benefits have the unique challenge of determining the optimal time to claim both benefits. This week in his column for ThinkAdvisor, Covisum Founder and President, Joe Elsasser, CFP® offers tips for crafting Social Security strategies that are uniquely beneficial to clients who are married. [Read More **](https://www.covisum.com/press/thinkadvisor-how-to-help-married-couples-maximize-social-security) ![Press Release: Covisum Benefit Cut Calculators Updated to Account for Changes Outlined in Latest Social Security Trustees Report](https://www.covisum.com/hubfs/Stock%20images/Workplace%20with%20tablet%20pc%20showing%20news%20and%20a%20cup%20of%20coffee%20on%20a%20wooden%20work%20table%20close-up.jpeg) #### In The News ### [Press Release: Covisum Benefit Cut Calculators Updated to Account for Changes Outlined in Latest Social Security Trustees Report](https://www.covisum.com/press/press-release-covisum-benefit-cut-calculators-updated-to-account-for-changes-outlined-in-latest-social-security-trustees-report) on October 28, 2021 | By [Lauren Laferla, Director of Communications](https://www.covisum.com/press/author/lauren-laferla-pr-content-marketing-manager) OMAHA, Neb. –Today, Covisum® announces updates to their Social Security benefit cut calculators. Covisum launched a benefit cut calculator in Social Security Timing® and added a benefit cut stress test to Income InSight® in April. Following the release of the 2021 OASDI Trustees Report in August, Covisum released updates to the calculators to default to the estimations outlined in the report. [Read More **](https://www.covisum.com/press/press-release-covisum-benefit-cut-calculators-updated-to-account-for-changes-outlined-in-latest-social-security-trustees-report) ![Retirement Daily: Preparing for the Uncertain Future of the Social Security Program](https://www.covisum.com/hubfs/Stressed%20businesswoman%20sitting%20at%20her%20desk%20in%20the%20office.jpeg) #### Social Security ### [Retirement Daily: Preparing for the Uncertain Future of the Social Security Program](https://www.covisum.com/press/retirement-daily-preparing-for-the-uncertain-future-of-the-social-security-program) on October 13, 2021 | By [Lauren Laferla, Director of Communications](https://www.covisum.com/press/author/lauren-laferla-pr-content-marketing-manager) This year’s Social Security Trustees report was not as scary as many might have expected, with the estimate for depletion of the trust funds moved up just one year, from 2035 to 2034 for the combined Old Age Survivors and Disability (OASDI) trust funds and from 2034 to 2033 for the OASI fund (excluding disability). However, there are a few reasons to prepare for more dramatic changes. In this Retirement Daily article, Preparing for the Uncertain Future of the Social Security System, Covisum® Founder and President, Joe Elsasser, CFP® outlines what you need to know about the most recent report. [Read More **](https://www.covisum.com/press/retirement-daily-preparing-for-the-uncertain-future-of-the-social-security-program) ![ThinkAdvisor: Cryptocurrencies Haven't Been Relevant in Portfolios. That Might Be About to Change](https://www.covisum.com/hubfs/Proficient%20young%20male%20employee%20with%20eyeglasses%20and%20checkered%20shirt%2c%20explaining%20a%20business%20analysis%20displayed%20on%20the%20monitor%20of%20a%20desktop%20PC%20to%20his%20female%20colleague%2c%20in%20the%20interior%20of%20a%20modern%20office.jpeg) #### In The News ### [ThinkAdvisor: Cryptocurrencies Haven't Been Relevant in Portfolios. That Might Be About to Change](https://www.covisum.com/press/thinkadvisor-cryptocurrencies) on August 31, 2021 | By [Lauren Laferla, Director of Communications](https://www.covisum.com/press/author/lauren-laferla-pr-content-marketing-manager) This week in an article for ThinkAdvisor, Joe Elsasser, CFP® offers insights on cryptocurrencies and why and how financial advisors need to be prepared to answer client questions about the growing trend. [Read More **](https://www.covisum.com/press/thinkadvisor-cryptocurrencies) ![Perspectives Magazine: Choosing Software For a Strong Business Backbone](https://www.covisum.com/hubfs/Double%20exposure%20of%20business%20man%20hand%20working%20on%20blank%20screen%20laptop%20computer%20on%20wooden%20desk%20as%20concept%20with%20social%20media%20diagram.jpeg) #### In The News ### [Perspectives Magazine: Choosing Software For a Strong Business Backbone](https://www.covisum.com/press/perspectives-magazine-choosing-software-for-a-strong-business-backbone) on August 25, 2021 | By [Lauren Laferla, Director of Communications](https://www.covisum.com/press/author/lauren-laferla-pr-content-marketing-manager) With rapid technological advancements, financial advisors now have access to a wide variety of software options to make different parts the financial planning process easier and faster. However, it can be difficult to determine which software to adopt and which tech you're better off skipping. For any financial planning firm with a focus on retirement the best place to start is with a solid retirement income planning platform. [Read More **](https://www.covisum.com/press/perspectives-magazine-choosing-software-for-a-strong-business-backbone) ![Retirement Daily: The Impact of Cuts to Social Security Benefits](https://www.covisum.com/hubfs/14293_WEB_Covisum_graphics-ss-benefit-cut-calculator_NO-WORDS_LI.jpg) #### Social Security ### [Retirement Daily: The Impact of Cuts to Social Security Benefits](https://www.covisum.com/press/retirement-daily-the-impact-of-cuts-to-social-security-benefits) on August 9, 2021 | By [Lauren Laferla, Director of Communications](https://www.covisum.com/press/author/lauren-laferla-pr-content-marketing-manager) Anxiety about the future of the Social Security program is growing. In a recent Nationwide survey, 71% of adults of all generations said they are more worried now that Social Security will run out of funding. In this Retirement Daily article, The Impact of Cuts to Social Security Benefits, Covisum® Founder and President, Joe Elsasser, CFP® shows the impact that benefit cuts could have on a retirement strategy and how individuals can see the impact on their own strategies. [Read More **](https://www.covisum.com/press/retirement-daily-the-impact-of-cuts-to-social-security-benefits) ![USA TODAY: How Much of a Cut to Social Security Benefits Can You Expect Based on Your Age?](https://www.covisum.com/hubfs/Portrait%20of%20a%20students%20studying%20in%20the%20library.jpeg) #### In The News ### [USA TODAY: How Much of a Cut to Social Security Benefits Can You Expect Based on Your Age?](https://www.covisum.com/press/usa-today-how-much-of-a-cut-to-social-security-benefits-can-you-expect-based-on-your-age) on July 19, 2021 | By [Lauren Laferla, Director of Communications](https://www.covisum.com/press/author/lauren-laferla-pr-content-marketing-manager) According to the 2020 Social Security Administration trustees report, without any action the Social Social trust fund will run out in 2034. Incoming revenue will only cover 76% of scheduled Social Security benefits. Does this projection change how different generations plan for retirement? Should Social Security benefits continue to be a factor in their retirement plans? This USA TODAY article takes a closer look at how people of all ages should prepare for potential cuts to Social Security benefits. [Read More **](https://www.covisum.com/press/usa-today-how-much-of-a-cut-to-social-security-benefits-can-you-expect-based-on-your-age) ![ThinkAdvisor: To Build a Thriving Niche Practice, Learn When to Say No](https://www.covisum.com/hubfs/Too%20much%20work%20tired%20sleepy%20young%20woman%20sitting%20at%20her%20desk%20with%20books%20in%20front%20of%20laptop%20computer%20isolated%20grey%20wall%20office%20background.%20Busy%20schedule%20in%20college,%20workplace,%20sleep%20deprivation%20concept.jpeg) #### In The News ### [ThinkAdvisor: To Build a Thriving Niche Practice, Learn When to Say No](https://www.covisum.com/press/thinkadvisor-to-build-a-thriving-niche-practice-learn-when-to-say-no) on July 7, 2021 | By [Lauren Laferla, Director of Communications](https://www.covisum.com/press/author/lauren-laferla-pr-content-marketing-manager) This week in his column for ThinkAdvisor, Joe Elsasser, CFP®, talks about how the biggest pitfall for niche financial planning firms is expanding to a parallel niche without the processes and systems in place to be able to provide the same level of service you do now. [Read More **](https://www.covisum.com/press/thinkadvisor-to-build-a-thriving-niche-practice-learn-when-to-say-no) ![CNBC: Americans are worried Social Security will run out of money](https://www.covisum.com/hubfs/isabela-drasovean-e33oAo9dapU-unsplash.jpg) #### In The News ### [CNBC: Americans are worried Social Security will run out of money](https://www.covisum.com/press/cnbc-americans-are-worried-social-security-will-run-out-of-money) on July 6, 2021 | By [Lauren Laferla, Director of Communications](https://www.covisum.com/press/author/lauren-laferla-pr-content-marketing-manager) According to a recent Nationwide survey, 71% of adults are worried that Social Security will run out of money in their lifetimes. The pandemic has only increased those fears. This CNBC article further explains the results of the survey, and how while the program's trust funds are running low many experts believe that Congress will step in to fix the funding issues. [Read More **](https://www.covisum.com/press/cnbc-americans-are-worried-social-security-will-run-out-of-money) ![Retirement Daily: Four Questions to Ask Your Adviser About Retirement Income Planning](https://www.covisum.com/hubfs/Financial%20adviser%20showing%20terms%20of%20contract%20on%20tablet.jpeg) #### In The News ### [Retirement Daily: Four Questions to Ask Your Adviser About Retirement Income Planning](https://www.covisum.com/press/retirement-daily-questions-to-ask-your-adviser-about-retirement-income-planning) on June 17, 2021 | By [Lauren Laferla, Director of Communications](https://www.covisum.com/press/author/lauren-laferla-pr-content-marketing-manager) When it comes to saving for retirement, many Americans have multiple options. When you consider 401(k)s, 403(b)s, IRAs, fixed annuities, certificates of deposit plus income from Social Security and pensions, determining which income stream to use and when can get complicated. An adviser who specializes in retirement income planning should be able to help you navigate these decisions. In this Retirement Daily article, Four Questions to Ask Your Adviser About Retirement Income Planning, Covisum® Founder and President, Joe Elsasser, CFP®, outlines which questions retirees should come prepared to ask in their next meeting with their financial planner. [Read More **](https://www.covisum.com/press/retirement-daily-questions-to-ask-your-adviser-about-retirement-income-planning) current_page_num+2: 5 - ## Covisum’s ecosystem of solutions can help you grow. [Learn More](https://www.covisum.com/software) ## Stay Connected Access industry news, expert insights, best practices, free downloads and more. 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