Applicability

This Statement of Privacy and Security applies to all information gathered or maintained by Covisum, LLC. This includes information transmitted to us by email, telephone, fax, or otherwise by one of our affiliates or agents. This site may contain links to other sites. We are not responsible for the privacy practices, the security measures, or the content of any such web site. Covisum is not established in the European Union (EU) and does not offer goods and services to individuals who are in the EU.

Your Privacy

We are committed to protecting your privacy. We do not sell, trade or rent your personal information to others.

Questions regarding this statement should be directed to: privacy@covisum.com or by writing to:

Covisum

ATTN: Privacy Officer
444 Regency Parkway Dr.
Suite 201
Omaha, NE 68114

Disclosure of Personally Identifiable Information

What Can I Do Without Disclosing Any Information?

For any customized analysis, we require you to provide us with certain personally identifiable information. You may learn about our software, search for a local advisor, and read about Social Security claiming strategies without disclosing any personally identifiable information.

Why Do I Need to Submit Personal Information?

Because the analyses we provide are personalized to your situation, we must collect certain personally identifiable information. Our goal is to be able to deliver the reports you request quickly and easily without jeopardizing your privacy and security in any way.

What Kinds of Information Will I Have to Provide?

This may include your name, address, date of birth, gender, telephone numbers, earnings history tax status, dependents, and information on assets and liabilities as well as estimates of future needs.

Other Personal Information Required for Service:

To subscribe to our software, you may need to provide the type of credit card you wish to use, the credit card number, the date of expiration, credit card security code, your phone number, and mailing address. Where payment by Electronic Funds Transfer (EFT) is possible, you may need to provide your bank name, your account number and your routing number.

What Types of Internet-Related Information am I Also Sharing With You?

Do Not Track

Do Not Track (DNT) is a preference that users can set in web browsers to inform websites that they do not want to be tracked. We do not currently respond to DNT signals

What Do You Do with this Information?

We take the information that you provide and return the results of our proprietary software in order to deliver the reports you request. Payment information, when provided, is securely transmitted to a payment processor to establish a billing profile.

Will Any of the Personal Information Collected be Disclosed to Outside Parties?

We do not sell, trade or rent your personal information to any others.  We may provide your information to third parties with whom we contract to provide business services to us, including but not limited to Stripe and Authorize.net (billing platforms). We may provide aggregate statistics about our customers, sales, traffic patterns, and related site information to reputable third-party vendors, but these statistics will include no personally identifying information.

How Do I Remove My Information from Your Database?

If you do not wish to receive marketing email from us, you can remove yourself from our distribution lists at any time by: Sending an email request for removal to privacy@Covisum.com or by writing to us at:

Covisum

ATTN: Privacy Officer
444 Regency Parkway Dr.
Suite 201
Omaha, NE 68114

How is the Information that I Send to You Protected?

All of the information that you transmit to us electronically, including basic information necessary for basic calculators as well as personally identifiable information disclosed during registration, including credit card and other personally identifiable information is securely protected using at a minimum SSL (Secure Socket Layer) 128-bit encryption.  GoDaddy provides the digital certificate enabling us to employ SSL encryption. Furthermore, we have implemented strict policy guidelines to safeguard the privacy of your personally identifiable financial information from unauthorized access or improper use, and we will continue to enhance our security procedures as new technology becomes available.

How Do You Ensure the Security of the Payment Information Once I Give it to You?

Processing of online software subscriptions is facilitated through Stripe or Authorize.net. When you submit your credit card information, it is securely transmitted and a billing profile is established.  All billing data is stored in Stripe or Authorize.net, both of which are PCI-DSS compliant.  

What are Your Children’s Guidelines?

We do not knowingly collect online contact information or personally identifiable offline contact information about children from children. We do not entice children by the prospect of a special game, prize or activity, to divulge any information about themselves for any reason. We do not permit children under the age of thirteen (13) to register with our sites, as we do not knowingly accept or store personally identifiable information submitted by children younger than thirteen, nor do we respond to, promote to, market to, or communicate with children known to be younger than thirteen years old.

Consent

By submitting information on our web site, you consent to the collection and use by us of the information you disclosed in accordance with this Statement of Privacy and Security. If we decide to change our privacy and/or security policies, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.

Effective Date: November 1, 2019

Any changes to the Statement of Privacy and Security will be posted immediately on this site, and you should always review the statement prior to submitting information.