--- title: "Guide: Navigating the Widow/er Benefit with Social Security Timing" description: The right timing can make all the difference — learn how to maximize Social Security benefits for widows and widowers. image: https://www.covisum.com/hubfs/GettyImages-119013734-1.jpg --- [![5c04dcc29f4b6e497809a3d8_covisumWhiteShadowSm](https://www.covisum.com/hs-fs/hubfs/5c04dcc29f4b6e497809a3d8_covisumWhiteShadowSm.png?width=251&height=44&name=5c04dcc29f4b6e497809a3d8_covisumWhiteShadowSm.png "5c04dcc29f4b6e497809a3d8_covisumWhiteShadowSm")](http://covisum.com) ** Call us: [402.235.4500](tel:4022354500) ##### Available FREE for financial advisors # Simplify the Social Security Process The Social Security benefits process can be complicated for widows and widowers. Learn how to assist your clients as they prepare to claim benefits. - Know when your widow and widower clients will pass their earnings test. - Learn the exact month and year that your client should begin claiming benefits as a widow or widower. - Increase client retirement value up to $100,000. - Understand which strategies will lead to the best overall life expectancy combinations. - Provide options — help clients understand the options available, as well as the most beneficial choices for their personal situation. Got questions? Contact our team!     ![Address](https://www.covisum.com/hubfs/Covisum%20Apr%202017%20Theme/Images/map25-redish.png) 444 Regency Parkway Dr. Suite 201 Omaha, NE 68114 ![Mail](https://www.covisum.com/hubfs/Covisum%20Apr%202017%20Theme/Images/envelope4-green.png) [sales@covisum.com](mailto:sales@covisum.com) [help@covisum.com](mailto:help@covisum.com) ![Telephone](https://www.covisum.com/hubfs/Covisum%20Apr%202017%20Theme/Images/telephone65-blue.png) [877.844.7213](tel:877.844.7213) - [**](https://www.facebook.com/covisum/) - [**](https://twitter.com/covisum) - [**](https://www.linkedin.com/company/covisum) - [**](https://www.youtube.com/channel/UCcpqTvwn5xagflw-Y3_8qdQ) ![Covisum](https://www.covisum.com/hubfs/Covisum%20Apr%202017%20Theme/Images/covisumWhiteShadow5.png) © 2010 – 2026 Covisum®. All Rights Reserved. Covisum is not connected with, affiliated with or endorsed by the United States government or the Social Security Administration. The local advisor offering Covisum products may be an insurance agent, financial advisor, accountant or attorney. Advisors may offer other products or services and are compensated by commissions and/or fees for any other services they may provide. [Privacy Policy](https://www.covisum.com/privacy-policy/)