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On-Demand Webinar: Retirement Delivered - First in the 7-part series

on March 20, 2024 | By Jackie Kleckner

Covisum® Founder and President, Joe Elsasser, CFP®, recently launched the first of a 7-part webinar series scheduled monthly through September. The series focuses on highlighting the framework used by top advisors to grow their practices by delivering dramatic value to their clients.

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Social Security

FinPlan Friday: Retirement Planning Strategies that Account for the Earnings Test

on May 6, 2022 | By Lauren Laferla, Director of Communications

One of the most frequent questions for those on the edge of retirement is, "How much can I make and still collect my full Social Security?" There's a simple answer, but often it misses some nuance that will allow you to develop better claiming strategies for your clients. Taking a closer look at both the annual earnings test and the lesser-known monthly earning tests can sometimes present exciting planning opportunities.

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Social Security

FinPlan Friday: Including Social Security Widow(er) Benefits in Your Retirement Income Planning

on April 1, 2022 | By Lauren Laferla, Director of Communications

Social Security Survivor Benefits Someone who was married to an individual covered under the Social Security system and is now deceased has a few options not available to living spouses or other people in the Social Security system. They can either claim their retirement benefit, or take a widow benefit. They can even take one and then switch over to the other later. It's critical to be aware of the unique rules surrounding Social Security widow(er) benefits to help your clients avoid costly claiming mistakes.

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Tax

FinPlan Friday: Building Strong Relationships with CPAs

on March 4, 2022 | By Lauren Laferla, Director of Communications

Collaboration is the Secret to Smart Retirement Tax Planning Learn more about how to build strong, mutually beneficial relationships with your clients' CPAs in this month's FinPlan Friday conversation with Joe.

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Social Security

FinPlan Friday: Tax Rates

on February 4, 2022 | By Lauren Laferla, Director of Communications

Tax Strategies for Retirement Income To help a client meet their goals , financial advisors need to know how taxes could impact the client's retirement income strategy. Marginal tax rates, effective tax rates, and effective marginal tax rates all play a role in determining how much of your client's retirement income will stay in their pocket and how much will need to be paid in taxes. Learn more about different tax rates in this month's FinPlan Friday conversation with Joe.

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Social Security

FinPlan Friday: Which Account, When?

on January 7, 2022 | By Lauren Laferla, Director of Communications

Retirement Income Planning for Multiple Income Streams Many retirees want a simple retirement plan, however, they have multiple avenues for funding their retirement: Social Security, 401(k)s, annuities, life insurance, and more. However, understanding the different types of retirement income and how they interact can be confusing for the average consumer. Learn how to help clients determine which account to use and when in this month's FinPlan Friday conversation with Joe.

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Social Security

FinPlan Friday: Preparing for Potential Social Security Changes in 2022

on December 3, 2021 | By Lauren Laferla, Director of Communications

Social Security in 2022 As we near the end of 2021, many financial advisors are preparing for the year ahead–including examining potential changes to Social Security and how those changes could have a significant impact on retired clients. In our FinPlan Friday post of the year, Joe talks about how financial advisors can prepare for changes to Social Security in 2022.

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Social Security

FinPlan Friday: Charitable Giving

on November 5, 2021 | By Lauren Laferla, Director of Communications

Two of the Best Tax Techniques for Donating to Charity We're entering into the season of giving. With the holidays around the corner, many people are thinking about charity. While most retirees still choose to donate by writing a check or filling the collection plate, there are certain tax advantages to giving to charity using different methods. In this month's FinPlan Friday conversation, Joe talks about how you can help retired clients be more tax-efficient with their charitable giving.

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Social Security

FinPlan Friday: Social Security for Divorcees

on October 1, 2021 | By Lauren Laferla, Director of Communications

Social Security Strategies Divorced Individuals While the Bipartisan Budget Act of 2015 limited the Social Security claiming options available for divorced individuals, there are still a few opportunities if you know where to look. Financial advisors can add considerable value for their divorced clients by helping them find and take advantage of claiming strategies unique to their situation. In this month's FinPlan Friday conversation, Joe talks about Social Security claiming approaches for divorced people.

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Video

On-Demand Webinar: Retirement Delivered - First in the 7-part series

Tax

FinPlan Friday: Building Strong Relationships with CPAs

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