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Hidden Value: Tax Opportunities Created by Market Downturn

This week in his Hidden Value column for ThinkAdvisor, Joe Elsasser, CFP®, talks about how the recent market downturn and the new CARES Act have created some unique financial planning opportunities.
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In The News

FinPlan Friday: Tax Techniques for Down Markets

Planning Options in a Down Market  Now that we’re in a bear market, there are a few techniques advisors can use to alleviate the burden on clients. Roth conversions are going to be particularly valuable because the funds will  recover tax-free. Doing Roth conversions can spread out the tax liability earlier in retirement. Right now, there are no required minimum distributions under current rules for Roth IRAs, so it’s a good time to consider accelerating off Roth IRA and Roth conversions. Learn more about the best tax techniques for down markets in our FinPlan Friday discussion with Joe.
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In The News

Hidden Value: Tax-Aware Retirement Planning Is Not ‘Tax Advice’

This week in his Hidden Value column for ThinkAdvisor, Joe Elsasser, CFP®, discusses the difference between tax-aware retirement planning and "tax advice," and why advisors can, and should, talk taxes with clients. 
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In The News

Hidden Value: Are Your Clients Buckled Up for Market Chaos?

This week, Joe Elsasser, CFP®, discusses market volatility and how the right conversations about market risk can help your clients see the full picture and avoid making rash decisions in his Hidden Value column for ThinkAdvisor. 
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In The News

A Recap of the 2020 T3 Advisor Conference

The Covisum team recently returned home after spending a week in warm, sunny San Diego, CA for the 2020 T3 Advisor Conference. T3 creates space for innovation and collaboration with some of the best and brightest in fintech. It’s a great place to see the innovations from other financial technology companies, find opportunities to collaborate, meet with early tech adopters, and release exciting news. Here's a quick recap of all the Covisum news from the conference. 
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In The News

Hidden Value: Avoid the SECURE Act's Long-Term Tax Traps

Hidden Value is a column in ThinkAdvisor where Joe Elsasser, CFP®, answers common questions with insights that advisors and their clients may not have considered. This week, Joe discusses the tax implications of the SECURE Act. 
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In The News

The SECURE Act: What Advisors Need to Know

New Legislation Offers Significant Retirement Income Planning Changes The Setting Every Community Up for Retirement Enhancement Act or the SECURE Act was signed into law last week, and the new legislation offers significant retirement income planning changes. For advisors who specialize in retirement income planning, particularly for the mass-affluent, the legislation includes three major changes to review.
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In The News

Hidden Value: Year-End Tax Opportunities

While this time of year can be a busy one for advisors and clients alike, it’s important for advisors to take a closer look at where clients are likely to end the year from a tax perspective. You won’t be able to take advantage of these opportunities after Dec. 31. 
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In The News

Retirees Should Talk To Their Advisor Before Taking Out An Auto Loan

Forbes Finance Council: Financing Vehicles in Retirement In a recent article for Forbes Finance Council, Covisum Founder and President Joe Elsasser, CFP®, outlined some of the unexpected expenses retirees can encounter when buying an automobile and stressed the importance of talking with financial advisor about tax-efficient planning before financing a vehicle in retirement.  
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