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    Help Your Clients Avoid the

    Tax

    Help Your Clients Avoid the "Tax Torpedo"

    Social Security Timing® subscribers have helped clients save for retirement and have given them coaching on when to start taking Social Security benefits. But do you understand the impact of other income on the taxability of Social Security benefits? Understanding how different sources of income interact is critical, according to Greg Geisler in the September, 2017 Journal of Financial Services Professionals. Because of how Social Security benefits are taxed relative to other income, it can have major impacts on your client’s effective marginal tax rate.
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    Women need financial advisors too - shouldn't they pick you?

    Marketing

    Women need financial advisors too - shouldn't they pick you?

    By Katie Godbout, Director of Sales and Marketing It's a fact, there are more men working in the financial industry than women. According to the latest data from analytics firm Cerulli Associates, women represent 16% of all advisors. But the U.S. Census Bureau found that women represent more than 50 percent of the population. What does that mean? A whole lot of men in the financial industry need to know how to communicate with women about their finances and retirement plans. Luckily, I found someone who is doing a great job, asked some questions, and came up with these tips to help you out.
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    Find out how your practice would fare in the next down market

    In The News

    Find out how your practice would fare in the next down market

    on October 31, 2017 | By Ron Piccinini, PhD
    By, Ron Piccinini, PhD, Director of Product Development From a risk manager’s perspective, a bank is a derivative on interest rates. Similarly, RIA practices can be viewed as a derivative on stock and bond markets. Here’s a quick way to estimate the sensitivity of your practice to markets.
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    Investors Chronicle article features Ron Piccinini, PhD

    In The News

    Investors Chronicle article features Ron Piccinini, PhD

    Investors Chronicle published an article, "Does fortune favour the bold?" by James Norrington on July 27, 2017.
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    Live webcast: with the creators of SmartRisk

    Risk

    Live webcast: with the creators of SmartRisk

    Advisors, you’ve come to the right place. Join Joe Elsasser, CFP® and Ron Piccinini, PhD, live on November 9 at 3:00 p.m. Central, as they answer your questions about SmartRisk.
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    WATCH: Don't Be Fooled Into Believing a Portfolio is Diversified

    In The News

    WATCH: Don't Be Fooled Into Believing a Portfolio is Diversified

    SmartRisk was created for one overarching reason: risk software on the market is based on outdated math, and that math dramatically underestimates risk. Advisors should care about explaining risk to clients because helping them avoid the classic pitfalls that can destroy retirements builds a stronger, more trusting relationship. SmartRisk's massive computing power and sophisticated models properly measure portfolio risk. Join Joe Elsasser, CFP®, President of Covisum and see how SmartRisk can impact your financial practice.
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