New white paper examines how advances in risk analytics are changing the client-advisor discussion

Posted on July 19, 2017

Covisum’s new white paper explains the dangers of relying on traditional models of explaining and estimating portfolio risk, and how risk analytics have evolved, giving you amazing new opportunities to help clients more.

You've seen it happen: losses accumulate in a portfolio, and the client ponders doing something unwise. Whether they're the most risk-averse client or extremely laissez-faire, they're vulnerable to emotional reactions. When they're paying you to help them make smart


Posted in Free Download, Risk, SmartRisk, White Paper, portfolio risk

Covisum Financial Planning

Posted on June 22, 2017

There's traditional financial planning... and there's Covisum financial planning. 


Posted in SmartRisk, Social Security Timing, Software Programs, Tax Clarity, Training, Support

On-demand webcast: how to talk risk with clients

Posted on June 21, 2017

The advisor and the quant

What do clients need to know about risk? Is a portfolio too risky? When and how should you rebalance?

In this on-demand webcast, advisor Joe Elsasser, CFP®, and quant Ron Piccinini, Ph.D., shed light on portfolio risk topics that are important for building trust with your clients. Effectively estimating and communicating a client's risk can help them avoid behavioral mistakes, significantly impacting their bottom line. 


Posted in Risk, SmartRisk, Webinar, portfolio risk, Webcast, On-Demand Webcast

Live Software Demonstrations for Financial Advisors

Posted on June 12, 2017

Join us for a live demonstration of our software

Covisum provides financial advisors with software, training and support to deliver retirement income plans that improve the lives of clients by facilitating better retirement decisions. 


Posted in Covisum Team, Social Security, Social Security Timing, Tax Clarity, Tax Map, Training, Support

The three biggest problems CPAs face & how you can help solve them

Posted on May 25, 2017

A symbiotic relationship between CPAs and financial advisors can prove beneficial for your clients - as well as both businesses. Building this kind of relationship can provide balance that would otherwise be missing.


Posted in Tax Clarity, Client reports, CPAs

Women & money: the retirement planning opportunity you may be missing

Posted on May 24, 2017

A new study reveals that although women are taking control of household finances, they’re unprepared to meet long-term financial goals and are not seeking financial planning advice.


Posted in Retirement, Social Security, Social Security Timing, Tax Clarity, women in retirement

Charting the retirement course on Covisum's Tax Map

Posted on May 23, 2017

Case Study: The Real Tax System

John and Jane are married and will be filing jointly. They are both over 65 years old. They have $50,000 in combined Social Security assets, $15,000 of net long-term capital gains, and $25,000 in IRA distributions.


Posted in Retirement, Tax, Tax Clarity, Tax Map, case study

Covisum featured in InvestmentNews

Posted on May 11, 2017

Retirement taxes are not for sissies

Opportunities abound for advisers schooled in tax-efficient withdrawals

Covisum's president, Joe Elsasser, was quoted in InvestmentNews. Here's an excerpt:

"Taxes are a critical piece in retirement planning, yet most financial advisers avoid discussing the topic for several reasons," writes Joe Elsasser, founder of Covisum, a training and software company that helps advisers create retirement income plans through smart Social Security claiming


Posted in Tax, Tax Clarity, Tax Map, Tax Reform

Get to know Frank Oliver, member of The Arrow Group

Posted on May 04, 2017

Frank Oliver, III, is president and founder of Oliver Financial Group. Frank is a recognized national speaker on retirement planning and financial literacy. He draws upon his expertise in retirement, proactive tax planning, maximizing Social Security, and family wealth transfer to effectively guide families to make sound financial decisions.


Posted in Blog, Social Security, The Arrow Group

How to approach ‘A Fine Mess’ of a tax code before Trump reform

Following the failed attempt to repeal and replace the Affordable Care Act, President Trump signaled that his next big effort would be to reform the tax code. But a few weeks later, he said an overhaul of the tax code would be pushed back so another attempt to repeal Obamacare would be a priority.


Posted in Blog, Fiduciary Rule, Free Download, In The News, Tax, Tax Clarity, Tax Reform, White Paper